Citibank Credit Cards 
Citibank was founded in 1812 as the City Bank of New York and it is rated as one of the market's most successful providers of credit cards and other financial products. It has provided financial services to Australian consumers since 1985.
Citibank's global network allows it to offer a leading range of credit cards, catering for all kinds of consumer needs. Some Citibank credit cards have a low income requirement and are readily accessible, while there are also impressive rewards programmes available.
Citibank Clear
Introductory Offer
-
Balance Transfer Rate:
-
N/A
-
Balance Transfer Fee:
-
N/A
-
Purchase Rate:
-
N/A
Typical APR
-
Purchases:
-
15.99% p.a.
-
Balance Transfers:
-
21.74% p.a.
-
Cash Advance:
-
21.74% p.a.
-
Annual Fee:
-
$65
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- 55 days
- Online Banking:
- No
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over ,000.pa
-
You have not applied and been declined for another Citibank product in the last 9 months
-
Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Citibank BP Mastercard
Introductory Offer
-
Balance Transfer Rate:
-
0% for 6 mths
-
Balance Transfer Fee:
-
$0
-
Purchase Rate:
-
N/A
Typical APR
-
Purchases:
-
20.89% p.a.
-
Balance Transfers:
-
20.89% p.a.
-
Cash Advance:
-
21.39% p.a.
-
Annual Fee:
-
$89
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- 55 days
- Online Banking:
- Yes
Cashback
- Standard Cashback Rate:
- 0.5%
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over ,000.pa
-
You have not applied and been declined for another Citibank product in the last 9 months
-
Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Citibank Personal Credit
Introductory Offer
-
Balance Transfer Rate:
-
2.9% for 12 mths
-
Balance Transfer Fee:
-
N/A
-
Purchase Rate:
-
N/A
Typical APR
-
Purchases:
-
15.59% p.a.
-
Balance Transfers:
-
15.59% p.a.
-
Cash Advance:
-
15.59% p.a.
-
Annual Fee:
-
$69 one off fee, then $99p.a
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- N/A
- Online Banking:
- No
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over ,000.pa
Citibank Clear Platinum
Introductory Offer
-
Balance Transfer Rate:
-
2.9% for 12 mths
-
Balance Transfer Fee:
-
N/A
-
Purchase Rate:
-
N/A
Typical APR
-
Purchases:
-
11.99% p.a.
-
Balance Transfers:
-
21.74% p.a.
-
Cash Advance:
-
21.74% p.a.
-
Annual Fee:
-
$99 - $50 off in 1st year = $49
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- 55 days
- Online Banking:
- No
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over ,000.pa
-
You have not applied and been declined for another Citibank product in the last 9 months
-
Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Citibank Business Gold Credit Card
Introductory Offer
-
Balance Transfer Rate:
-
0% for 4 mths
-
Balance Transfer Fee:
-
N/A
-
Purchase Rate:
-
0% for 4 mths
Typical APR
-
Purchases:
-
20.74% p.a.
-
Balance Transfers:
-
20.74% p.a.
-
Cash Advance:
-
21.49% p.a.
-
Annual Fee:
-
$149
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- 55 days
- Online Banking:
- No
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over ,000.pa
-
If you are an existing Citibank credit card or loan customer, you must have held your current Citibank account for at least 9 months before you can apply for another credit card or line of credit.
Citibank Ready Credit
Introductory Offer
-
Balance Transfer Rate:
-
2.9% for 15 mths
-
Balance Transfer Fee:
-
N/A
-
Purchase Rate:
-
N/A
Typical APR
-
Purchases:
-
18.99% p.a.
-
Balance Transfers:
-
18.99% p.a.
-
Cash Advance:
-
18.99% p.a.
-
Annual Fee:
-
$69 one off fee, then $0p.a
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- 0 days
- Online Banking:
- No
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over ,000.pa
-
You are NOT an existing Citibank customer & have NOT made an application to Citibank within the last 9 months
Citibank Emirates
Introductory Offer
-
Balance Transfer Rate:
-
0.9% for 9 mths
-
Balance Transfer Fee:
-
$0
-
Purchase Rate:
-
N/A
Typical APR
-
Purchases:
-
20.99% p.a.
-
Balance Transfers:
-
20.99% p.a.
-
Cash Advance:
-
21.24% p.a.
-
Annual Fee:
-
No Annual Fee in 1st Yr, then $229
Standard Features
- Credit Limit:
- 0,000
- Interest Free Days:
- 55 days
- Online Banking:
- No
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over ,000.pa
-
You have not applied and been declined for another Citibank product in the last 9 months
-
Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Citibank Select Card
Introductory Offer
-
Balance Transfer Rate:
-
6.9% for 9 mths
-
Balance Transfer Fee:
-
N/A
-
Purchase Rate:
-
N/A
Typical APR
-
Purchases:
-
20.74% p.a.
-
Balance Transfers:
-
21.24% p.a.
-
Cash Advance:
-
21.24% p.a.
-
Annual Fee:
-
$700
Standard Features
- Credit Limit:
- 0,000
- Interest Free Days:
- 55 days
- Online Banking:
- No
Approval Criteria
-
You are at least 18 Years of Age
-
You have a Good Credit History
-
You are a permanent resident/citizen of Australia
-
You have an Income of over 5,000.pa
-
You have not applied and been declined for another Citibank product in the last 9 months
-
Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Citibank Credit Cards: Global Network for Great Rewards
The rewards programmes available through Citibank credit cards include cashback, Frequent Flyer points, and retailer-specific offers. The Citibank BP credit card, for example, focuses its rewards on petrol.
Credit Cards with World Privileges
The Citibank is a long established name in the credit card industry. All Citibank credit cards are protected by Fraudshield and provide access to Citi World Privileges (with exclusive offers for cardholders).
Joining the Global Network
Are you ready to join the global network and benefit from Citibank's great rewards? Why not check out the extensive selection of Citibank credit cards and apply to join the global network today?