Compare Business Credit Cards
Business Credit Cards provide effective financial solutions for companies, with numerous cards available under one account that can be customised to suit each cardholders needs. You can also benefit from high credit limits and International travel insurance.
| Card | Issuer | Balance Transfers | Purchases | Std APR p.a. | Annual Fee | Apply | ||
|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | |||||
 |
Amex Small Business Domestic and Overseas Travel Insurance, No pre-set spending limit & Supplementary cards for employees |
N/A | N/A | N/A | N/A | N/A | No Annual Fee in 1st Yr, then $169 | Apply > More Info |
 |
Citibank Business Gold Credit Card 4 months 0% on Balance Transfers & Purchases & Get 40,000 bonus Citibank reward points with first spend. |
0% | 4 mths | 0% | 4 mths | 20.74% | $149 | Apply > More Info |
Amex Small Business
Introductory Offer
- Balance Transfer Rate:
- N/A
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- N/A
- Balance Transfers:
- N/A
- Cash Advance:
- N/A
- Annual Fee:
- No Annual Fee in 1st Yr, then $169
Standard Features
- Credit Limit:
- Unlimited
- Interest Free Days:
- 51 days
- Online Banking:
- Yes
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have a Income of over ,000.pa
- You have been trading for at least 12 months
- You must be the Business Owner, Managing director, CEO or Company Secretary
Citibank Business Gold Credit Card
Introductory Offer
- Balance Transfer Rate:
- 0% for 4 mths
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- 0% for 4 mths
Typical APR
- Purchases:
- 20.74% p.a.
- Balance Transfers:
- 20.74% p.a.
- Cash Advance:
- 21.49% p.a.
- Annual Fee:
- $149
Standard Features
- Credit Limit:
- ,000
- Interest Free Days:
- 55 days
- Online Banking:
- No
Approval Criteria
- You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over ,000.pa
- If you are an existing Citibank credit card or loan customer, you must have held your current Citibank account for at least 9 months before you can apply for another credit card or line of credit.
Business Credit Cards
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Amex Small Business
Advice
You get no pre-set spending limit on this card giving you purchasing power that adjusts with your use of the Card so you can take advantage of business opportunities as they arise. Also, get 51 days interest free credit, helping your cashflow.
Typical Rates Annual Fee: No Annual Fee in 1st Yr, then $169 Standard Features Credit Limit: Unlimited Interest Free Days: 51 days On-Line Banking: Yes Approval Criteria - You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have a Income of over ,000.pa
- You have been trading for at least 12 months
- You must be the Business Owner, Managing director, CEO or Company Secretary
Credit Card Benefits
- You get no pre-set spending limit on this card giving you purchasing power that adjusts with your use of the Card so you can take advantage of business opportunities as they arise.
- Supplementary Cards for employees so you can consolidate your paperwork and gain better visibility of your teams expenses
Credit Card Rewards
- Access to the Membership Rewards™ program where spent = 1 Membership Rewards point. There's no cap or expiry of points whilst your account is current.
-
Citibank Business Gold Credit Card
Advice
Get 40,000 bonus Citibank reward points with first spend!! Exchange for an 4 one way domestic flights (40,000 points) ipod Nano 16GB (33,600 points) choose from a list of 280 redeemable items!
Introductory Offer Balance Transfer Rate: 0% for 4 months Purchase Rate: 0% 4 mths Typical Rates Purchases: 20.74% Balance Transfers: 20.74% Balance Transfer Fee: $0 Cash Advance: 21.49% Annual Fee: $149 Standard Features Credit Limit: ,000 Interest Free Days: 55 days On-Line Banking: No Cashback Standard Cashback Rate: 0% Approval Criteria - You are at least 18 Years of Age
- You have a Good Credit History
- You are a permanent resident/citizen of Australia
- You have an Income of over ,000.pa
- If you are an existing Citibank credit card or loan customer, you must have held your current Citibank account for at least 9 months before you can apply for another credit card or line of credit.
Credit Card Benefits
- Get 40,000 bonus Citibank reward points with first spend!! Exchange for an 4 one way domestic flights (40,000 points) ipod Nano 16GB (33,600 points) choose from a list of 280 redeemable items!
- Also, earn 1.25 reward points on every dollar you spend - realise personal benefits simply from processing business spend through this card.
- Up to ,000 credit limit and up to 55 days interest free on retail purchases
- Complimentary Business Concierge service
- Complimentary International travel insurance
- Worldwide acceptance with VISA
- Optional Credit Card Insurance5 - protection if you can't make your repayments.
Credit Card Rewards
- Earn 1.25 reward points on every dollar you spend - realise personal benefits simply from processing business spend through this card.
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Business Credit Cards Explained
What are business credit cards?
Business credit cards are a financial tool used by businesses as an effective alternative to petty cash by providing employees with personal accounts that can be used for businesses expenses. There are a number of different areas that can be addressed when setting up the account, such as credit limits and the number of employees that will require a card.What features are offered on business credit cards?
There are currently a number of different business credit cards available through a number of providers, each offering a broad range of features to accommodate all kinds of businesses.
These can range from discounts on business related products or services such as hotel chains, to points schemes offering points for every dollar spent, which can be converted into airmiles or rewards, as well as other perks such as worldwide travel insurance and concierge services.
You can also decide how you wish to monitor employee spending using statements that give information on all transactions.
How do business credit card interest rates and annual fees compare to standard credit cards?
Many business credit cards provide introductory offers, but interest rates still remain as competitive as personal credit cards. Annual fees tend to vary, but usually fall slightly higher than the average consumer credit card. This is offset by great rewards and points schemes.
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Editors Choice
Editors Choice - St George Vertigo - 0.99% for 12 months
St.George Vertigo card offers a fantastically long balance transfer offer of 0.99% for 12 months, coupled with a ongoing rate of only 13.29%p.a. Offer available until 11th April 2012!
