Credit Cards

Compare Reward Credit Cards

With a rewards credit card you can earn points for every dollar spent which can be exchanged for a number of rewards including airmiles, cashback and shopping vouchers. Apply online and start earning today.

Rewards
Card Issuer Rewards Std APR p.a. Annual Fee Apply
ANZ Frequent Flyer Classic ANZ Frequent Flyer Classic
Receive 10,000 Bonus Qantas Frequent Flyer points if you apply before 13th March 2012! ANZ Frequent Flyer card holders can get a complimentary Qantas Frequent Flyer membership and save $82.50		 Frequently Flyer Visa Card = 1 Qantas Points for every spent Frequently Flyer Amex Card = 1 Qantas Point for every spent Complimentary Qantas Frequent Flyer membership worth .50 19.74% $95 Apply > More Info
ANZ Frequent Flyer Platinum ANZ Frequent Flyer Platinum
Receive 20,000 Bonus Qantas Frequent Flyer points if you apply before 13th March 2012! Get Overseas Travel and Medical Insurance, Extended Warranty and 90-day Purchase Security Insurance		 Frequently Flyer Visa Card = 1 Qantas Points for every spent Frequently Flyer Amex Card = 1.5 Qantas Point for every spent 19.74% $295 Apply > More Info
St. George Amplify St. George Amplify
Earn Qantas Airmiles or Amplify Reward points		 You have a choice of St.George Amplify Reward Points or Qantas Reward Points spent = 1 Amplify Point spent = 1 Qantas Frequent Flyer points 18.74% $79 Apply > More Info
Bankwest More Card Bankwest More Card
Get BankWest More Rewards program or pay $30 opt-in fee per annum for Qantas Frequent Flyer points		 Receive 5,000 Bankwest More Reward Bonus Points when you activate your card, or 1,666 Qantas Frequent Flyer Points. That's enough for a 0 Flight Centre voucher! ( spent = 1.5 Reward Points) 19.24% $89 Apply > More Info
Citibank BP Mastercard Citibank BP Mastercard
10% off your petrol at BP until 31st July 2012
& 0.5% Cash Back elsewhere 		10% cash back on purchases at BP until 31st July 2012 0.5% back everywhere else you spent (excluding non-BP petrol stations) Up to 55 days interest-free on retail purchases MasterCard Worldwide acceptance Access to Citibank World Privileges with up to 25% off shopping, dining and travel worldwide 20.89% $89 Apply > More Info
ANZ Reward Card ANZ Reward Card
Receive 10,000 Bonus Reward Points if you apply by 13 March 2012! Earn 2 reward points for every $1 spent with Amex or 1.5 for every $1 with Visa.		 = 2 ANZ Reward Points with Amex card option = 1.5 ANZ Reward Points with Visa card option Redeem points for rewards or Cash Back every 4 months. 19.74% $89 Apply > More Info
Citibank Emirates Citibank Emirates
0.9% p.a. for 9 months on balance transfers, plus pay no annual fee for 1st year!		 20.99% No Annual Fee in 1st Yr, then $229 Apply > More Info

ANZ Frequent Flyer Classic

Frequent Flyer Classic

Introductory Offer

Balance Transfer Rate:
N/A
Balance Transfer Fee:
N/A
Purchase Rate:
N/A

Typical APR

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.99% p.a.
Annual Fee:
$95

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
44 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over ,000.pa
  • If you are NOT a permanent resident/citizen of Australia you must have an Income of over ,000.pa

ANZ Frequent Flyer Platinum

Frequent Flyer Platinum

Introductory Offer

Balance Transfer Rate:
N/A
Balance Transfer Fee:
N/A
Purchase Rate:
N/A

Typical APR

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.99% p.a.
Annual Fee:
$295

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over ,000.pa
  • If you are NOT a permanent resident/citizen of Australia you must have an Income of over ,000.pa

St. George Amplify

Amplify

Introductory Offer

Balance Transfer Rate:
0.99% for 6 mths
Balance Transfer Fee:
N/A
Purchase Rate:
N/A

Typical APR

Purchases:
18.74% p.a.
Balance Transfers:
18.74% p.a.
Cash Advance:
20.74% p.a.
Annual Fee:
$79

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia

Bankwest More Card

More Card

Introductory Offer

Balance Transfer Rate:
5.99% for 12 mths
Balance Transfer Fee:
N/A
Purchase Rate:
N/A

Typical APR

Purchases:
19.24% p.a.
Balance Transfers:
19.24% p.a.
Cash Advance:
20.49% p.a.
Annual Fee:
$89

Standard Features

Credit Limit:
Subject to Status
Interest Free Days:
55 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Earned Taxable Income of over ,000.pa

Citibank BP Mastercard

BP Mastercard

Introductory Offer

Balance Transfer Rate:
0% for 6 mths
Balance Transfer Fee:
$0
Purchase Rate:
N/A

Typical APR

Purchases:
20.89% p.a.
Balance Transfers:
20.89% p.a.
Cash Advance:
21.39% p.a.
Annual Fee:
$89

Standard Features

Credit Limit:
,000
Interest Free Days:
55 days
Online Banking:
Yes

Cashback

Standard Cashback Rate:
0.5%

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over ,000.pa
  • You have not applied and been declined for another Citibank product in the last 9 months
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

ANZ Reward Card

Reward Card

Introductory Offer

Balance Transfer Rate:
N/A
Balance Transfer Fee:
N/A
Purchase Rate:
0% for 3 mths

Typical APR

Purchases:
19.74% p.a.
Balance Transfers:
19.74% p.a.
Cash Advance:
20.99% p.a.
Annual Fee:
$89

Standard Features

Interest Free Days:
44 days
Online Banking:
Yes

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia & have an Income of over ,000.pa

Citibank Emirates

Emirates

Introductory Offer

Balance Transfer Rate:
0.9% for 9 mths
Balance Transfer Fee:
$0
Purchase Rate:
N/A

Typical APR

Purchases:
20.99% p.a.
Balance Transfers:
20.99% p.a.
Cash Advance:
21.24% p.a.
Annual Fee:
No Annual Fee in 1st Yr, then $229

Standard Features

Credit Limit:
0,000
Interest Free Days:
55 days
Online Banking:
No

Approval Criteria

  • You are at least 18 Years of Age
  • You have a Good Credit History
  • You are a permanent resident/citizen of Australia
  • You have an Income of over ,000.pa
  • You have not applied and been declined for another Citibank product in the last 9 months
  • Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application

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Reward Credit Cards Explained

What are reward credit cards?

Reward credit cards offer a whole new light to the bad reputation credit cards have acquired through their association to debt. They provide an exciting opportunity for responsible spenders to be rewarded for their purchases.

With reward credit cards you can substitute your normal payment method with your reward card for everyday purchases such as grocery shopping, bills etc. and accumulate rewards at no extra cost to you.

Is a reward credit card a suitable option for me?

As long as you are using the card for convenience as opposed to an alternative funding option, and you ensure the balance is paid off in full before the interest free days period is up, reward credit cards are definitely worth considering.

What rewards are offered on these credit cards and how do they work?

Depending on your choice of reward card, you can accrue anything from airmiles to cheaper fuel, cashback, shopping vouchers and more.

Reward credit card schemes generally work by allowing you to accumulate reward points either through purchasing items from specific retailers, making purchases anywhere, or by simply paying off the balance owed on your credit card.

What should I be aware of with reward credit cards?

The cards we offer have annual fees ranging from $48 to $95 p.a. and above, some with low introductory interest free periods on balance transfers and up to 55 interest free days.

The standard interest rates are set higher than the average low rate credit card, but as long as you clear the balance on your card before you reach your interest free days limit, you will not be affected.

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