Virgin Money Credit Cards 
Virgin Money was setup to challenge the major banks and give customers better deals on financial products. Virgin Money now offers credit cards alongside a host of other financial products, aiming to offer products geared closely to its customers' needs.
| Card | Issuer | Balance Transfers | Purchases | Std APR p.a. | Annual Fee | Apply | ||
|---|---|---|---|---|---|---|---|---|
| Rate | Duration | Rate | Duration | |||||
 |
Virgin No Annual Fee Card |
2.9% | 6 mths | N/A | N/A | 18.99% | Free For Life | Apply > More Info |
 |
Virgin Flyer Card Buy 1 seat and get 1 complimentary seat on up to 4 domestic flights per year & Earn Velocity Points |
1.9% | 12 mths | N/A | N/A | 20.99% | $99 | Apply > More Info |
|
Virgin High Flyer Card Get 15,000 bonus Velocity Points when you spend $5000 on your card within the first 3 months. Buy 1 seat and get 1 seat FREE on up to 4 domestic flights per year + Complimentary International Travel Insurance for you and your family |
1.9% | 6 mths | N/A | N/A | 20.99% | $249 | Apply > More Info |
|
Virgin Low Rate Card |
2.9% | 9 mths | N/A | N/A | 12.99% | $59 | Apply > More Info |
Virgin No Annual Fee Card
Introductory Offer
- Balance Transfer Rate:
- 2.9% for 6 mths
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- 18.99% p.a.
- Balance Transfers:
- 20.99% p.a.
- Cash Advance:
- 20.99% p.a.
- Annual Fee:
- Free For Life
Standard Features
- Credit Limit:
- ,000 - ,000
- Interest Free Days:
- 44 days
- Online Banking:
- Yes
Approval Criteria
- You are over 18 years of age.
- You have a good credit rating.
- You have an annual Income of 000 p.a. or more.
- You are a permanent resident/citizen of Australia
- You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Virgin Flyer Card
Introductory Offer
- Balance Transfer Rate:
- 1.9% for 12 mths
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- 20.99% p.a.
- Balance Transfers:
- 20.99% p.a.
- Cash Advance:
- 20.99% p.a.
- Annual Fee:
- $99
Standard Features
- Credit Limit:
- ,000 - 0,000
- Interest Free Days:
- 44 days
- Online Banking:
- Yes
Approval Criteria
- You are over 18 years of age.
- You have a good credit rating.
- You have an annual Income of 000 p.a. or more.
- You are a permanent resident/citizen of Australia
- You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Virgin High Flyer Card
Introductory Offer
- Balance Transfer Rate:
- 1.9% for 6 mths
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- 20.99% p.a.
- Balance Transfers:
- 20.99% p.a.
- Cash Advance:
- 20.99% p.a.
- Annual Fee:
- $249
Standard Features
- Credit Limit:
- ,000 - 0,000
- Interest Free Days:
- 44 days
- Online Banking:
- Yes
Approval Criteria
- You are over 18 years of age.
- You have a good credit rating.
- You have an annual Income of 000 p.a. or more.
- You are a permanent resident/citizen of Australia
- You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Virgin Low Rate Card
Introductory Offer
- Balance Transfer Rate:
- 2.9% for 9 mths
- Balance Transfer Fee:
- N/A
- Purchase Rate:
- N/A
Typical APR
- Purchases:
- 12.99% p.a.
- Balance Transfers:
- 12.99% p.a.
- Cash Advance:
- 21.69% p.a.
- Annual Fee:
- $59
Standard Features
- Credit Limit:
- ,000 - 0,000
- Interest Free Days:
- 44 days
- Online Banking:
- Yes
Approval Criteria
- You are over 18 years of age.
- You have a good credit rating.
- You have an annual Income of 000 p.a. or more.
- You are a permanent resident/citizen of Australia
- You have not applied and been declined for a Citibank product in the last 9 months (Citi is the credit provider and issuer of the Credit Cards)
- Please ensure you have your contact details, your employment details and your personal income and expense details ready to make an application
Virgin Credit Cards: Clear-Cut and Customized
Virgin credit cards are simple and effective. The no annual fee credit card is free for life and offers a generous quota of interest free days together with low balance transfer rates and solid purchase rates. You can even choose from a range of colours to customize your credit card.
Velocity with Virgin's High Flyer Credit Card
The Virgin High Flyer credit card is habitually linked with the company's airline, with a range of loyalty bonuses attached. Rack up your Velocity points and reach for the skies.
The Virgin High Flyer has a more expensive annual fee, but this credit card can easily pay for itself through the rewards. As a High Flyer credit card user, you can get an extra complimentary seat on a domestic flight up to four times a year.
Add to this the international travel insurance, the concierge service, and further Platinum benefits, and this is a credit card that will benefit frequent flyers enormously.
All or Nothing!
So, if you're looking to pay nothing for your card, or if you're happy to pay more for huge rewards, a Virgin credit card might be just what you're looking for. Why not investigate further and apply online?
Editors Choice
Editors Choice - St George Vertigo - 0.99% for 12 months
St.George Vertigo card offers a fantastically long balance transfer offer of 0.99% for 12 months, coupled with a ongoing rate of only 13.29%p.a. Offer available until 11th April 2012!
